We do not need your Social Security Number during registration. In most cases, We are able to match you to your credit file with your Name, Address, Date of Birth and a couple other items through the system provided to us by the credit bureau.
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If we run into any questions, we will call you to confirm that we have the correct file and to confirm the last 4 digits of your SSN. In some cases, we may require additional documentation. We will ask you directly to send in certain documents to verify we have found the right credit file, but this is not needed 90% of the time.